Motor Trade Insurance SRA is a UK specialist helping motor traders, including DR10, IN10 and banned drivers, get insured even when declined elsewhere.
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Tailored protection for every aspect of your motor trade business.
Essential cover for driving customer vehicles or stock cars. The minimum legal requirement for traders.
Comprehensive protection for your garage, tools, stock, and cash, combined with road risk cover.
We help traders with adverse history (DR10, IN10) find competitive cover where others can't.
Flexible policies designed for mechanics and dealers operating from home as a second income.
Recently unbanned? We help you get back on the road with fair insurance premiums.
Insurance solutions for motor traders under 25 who struggle to find cover elsewhere.
Find answers to common questions about Motor Trade Insurance.
Yes, we specialize in helping motor traders with DR10 (drink driving) convictions get insured. While many insurers decline applications with convictions, we work with specialist brokers who understand your situation and can find competitive cover.
Road Risk Only covers you for driving customer vehicles and stock cars on public roads - it's the minimum legal requirement. Combined Insurance includes Road Risk plus protection for your premises, tools, stock, and cash. Combined is recommended if you operate from a garage or forecourt.
You can typically get Motor Trade Insurance immediately after your ban ends, provided your license is valid. We work with brokers who specialize in recently unbanned drivers and can help you find cover even if you've been declined elsewhere.
Trade NCB is not always required, but having 1+ years of Trade NCB can significantly reduce your premium. If you're new to motor trading, you can still get insured - we'll help you find the best rates available for your situation.
Absolutely. Many of our customers are part-time traders, mechanics, or dealers operating from home as a second income. We offer flexible policies designed specifically for part-time motor traders.
Being declined elsewhere doesn't mean you can't get insured. We specialize in high-risk cases and work with a network of specialist brokers who understand complex situations including convictions, bans, and adverse history.
Real feedback from motor traders we've helped get insured.
"After being declined by three other insurers due to my DR10 conviction, I was losing hope. These guys found me a competitive quote within 24 hours. Professional service and they really understand the challenges traders face."
"Excellent service from start to finish. As a part-time trader working from home, I needed flexible cover. They understood my needs and found the perfect policy at a great price. Highly recommend!"
"I was recently unbanned and struggling to find insurance. The team here made the process simple and stress-free. Got my quote quickly and the premium was much better than I expected. Thank you!"
"Fast, efficient, and knowledgeable. They helped me understand the difference between road risk and combined policies, and found me the right cover for my garage. Great customer service throughout."
"As a young trader under 25, I was getting quoted ridiculous prices everywhere. These specialists found me a fair deal and explained everything clearly. Couldn't be happier with the service."
"Professional, friendly, and they really know their stuff. I had multiple convictions and thought I'd never get insured. They worked with specialist brokers and got me covered. Outstanding service!"